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  • General
  • Buy
  • Sell
  • SIP
  • Delivery
  • Gift
  • What is the eligibility criteria for SafeGold?

    Any resident Indian with a valid PAN Card/Form 60 and a Bank Account in their name can enroll for SafeGold.

  • Do you charge for storage of my gold?

    SafeGold offers free storage for up to 5 years, after which we reserve the right to charge a yearly nominal fee for the storage of your gold, which would be in the range of around 0.3 - 0.4% (per annum) of your gold balance.

  • Is it mandatory to upload my PAN card?

    It is not mandatory to upload your PAN card, however, you may be prompted to do so if you wish to purchase gold that is worth more than ₹ 2000.

  • Why is KYC needed?

    The safety and security of your gold is always our highest priority, and we are continuously working to improve these aspects. We have upgraded the SafeGold experience to prevent the misuse of your account or unauthorised access to your gold. This will ensure a much safer experience for you, while also allowing you to buy, sell or gift more gold than before.

  • What is the Purity of Gold offered under SafeGold?

    SafeGold offers 24 Karat Gold of 9999 purity (99.99% pure).

  • What are the various tenures available under SafeGold?

    Customer is not obligated to make any fixed or periodic payments unless enrolled in a Gold Savings Plan.

  • What is the minimum & maximum amount needed to buy gold on SafeGold?

    The minimum amount of purchase is 10. There is no limit on the maximum amount as long as KYC requirements are complied with. In case of Gold Savings Plan, a customer has to invest in at least 100 worth of gold.

  • How can I get my holding statement?

    An online statement will be available at all times which you can view online by clicking on Transaction History link. A quarterly balance statement will also be sent to customers through email.

  • Can I have a joint account for this plan?

    No, you cannot have a joint account for SafeGold.

  • Is nomination mandatory for SafeGold?

    Nomination norms will be followed as per the distributor’s standards for their product.

  • At what price is gold sold/ bought from customers?

    The Company will publish a live buy-sell quote for customers which will be derived from the wholesale bullion market plus a commission to cover operating costs. The actual purchase price paid by the customer will always be transparently published so the customer has a chance to compare with all other sources before entering into a transaction.

  • Why is the Buy Price different from the Sell Price?

    SafeGold buys international grade bullion from institutional suppliers and sells this to consumers. When customers sell gold back to us, we sell it back to institutional participants in the wholesale bullion market, where the buyback rate is lower than the selling rate – this is referred to as the buy-sell spread.
    In addition to the buy-sell spread in the commercial bullion market, GST is added to the buy price, but it is not levied on any sell transactions. Further, there are charges incurred on the payment gateway, trustee, insurance and custodian fees which also contribute to the difference in buy and sell price.

  • Is the gold associated with my accumulations kept in safe custody?

    Yes, the gold associated with the accumulations credited in your account is kept in safe custody with a Custodian in accordance with the terms of the offer mentioned in the product brochure. Only reputed firms such as Sequel Logistics and Brinks will be used as a custodian.

  • Who will insure the physical vault?

    SafeGold has partnered with the global market leader in secure logistics and vault services- Brink’s, to store your gold. As part of their duty, the secure storage provider takes out a comprehensive insurance policy, which includes the cover on your gold. Over and above that, SafeGold has insurance cover for the period where gold is in transit, when the gold leaves the vault. We review our risk & insurance policies regularly, to ensure that we are covered for additional or specific risks.

  • Who will manage consumer complaints?

    Distributors will provide the first level of customer support. The Company will be available to satisfy any issues/ questions that may be escalated. You may write to us at or call our Customer Service team at 8881000800.

  • Is there any regulator or Grievance redressal mechanism?

    SafeGold is neither a Collective Investment Scheme nor a Deposit. Therefore we do not fall under the purview of SEBI or RBI. However, to ensure that the customer's interest is always prioritised, a Security Trustee has been appointed for SafeGold. For any grievances the customer can approach the Security Trustee.

  • What is the role of the “Security Trustee”?

    The Security Trustee is there to protect your interests, by acting on your behalf when it comes to matters concerning your gold. This includes periodic checks of the vault to ensure that there is always more than adequate inventory of gold and providing confirmations each time the gold leaves the vault, including for deliveries.

  • What will happen to the gold associated with accumulations in my account, in the unlikely event of the Company going into liquidation?

    The gold associated with accumulations in your account is separate from the other assets of the Company. An independent trustee appointed by the Company will act for and on behalf of the customers. The gold purchased by the Company associated with the accumulation in customer accounts is transferred to the Custodian appointed by the Company for the product. When the customer asks for delivery, the requisite quantity of gold will be removed from the Custodian and delivered to the customer through a reputed courier service. Since the Security Trustee has a charge over the gold over other commercial creditors till the time of fulfillment and the gold is separate from the other assets of the Company, any unlikely adverse event happening to Company should not affect the gold associated with the accumulation in your account. Further, the title of the gold clearly rests with the customer and the physical gold stored with the Custodian on account of SafeGold customers is not an asset of the Company in any way.

  • Which are the agencies which certify Gold in India?

    The Government of India has identified Bureau of Indian Standard as the sole agency in India to operate the BIS Hallmarking Scheme. The BIS Hallmarking Scheme has been aligned with International criteria on hallmarking (Vienna Convention 1972). A Hallmark, consists of five components i.e. BIS Mark, the Fineness number (corresponding to given carratage), Assaying and Hallmarking Centre's Mark, Jeweller's identification Mark and year of Marking denoted by a code letter and decided by BIS (e.g. code letter `A' was approved by BIS for year 2000, `B' being used for the year 2001 and `C' for 2002 and 'J' for 2008). The marking is done either using punches or laser marking machine. Some manufacturers also issue Assay Certification which can be obtained through Assay Offices. Assay offices are institutions set up to assay (test the purity of) precious metals, in order to protect consumers. All coins and jewellery offered SaeGold are BIS hallmarked.

  • Is there any lock-in period for this plan?

    For security reasons, you can sell gold only after 2 days of a purchase by date - i.e. if you buy gold on 1st Jan, you can sell any amount from 4th Jan onwards. When it comes to Gold Savings Plans, you can decide the period and frequency you’d like to opt for, but we offer the flexibility of letting you pause the plan if it isn’t possible for you to make a payment on the due date.

  • What is the benchmark for the Price of SafeGold? Can MCX be taken as a benchmark?

    There is no benchmark for comparing the price of SafeGold. MCX cannot be considered as a benchmark, since there are many differences between SafeGold and MCX. MCX gives the prices of a futures contract which doesn’t give the landed prices by factoring in cost of logistics, insurance, safekeeping, etc. MCX also does not include pan India delivery, and based on the contract it gives delivery at only a few locations like Mumbai, Ahmedabad, Delhi, etc. SafeGold gives delivery across the country, and includes the cost of storage, insurance, trustee fees and gives you the landed, complete price of Gold. Also the gold price quoted in newspapers and on various websites is the wholesale price in multiples of 1kg of gold. SafeGold price is valid for fractional grams and therefore is not directly comparable.

  • Who is Digital Gold India Private Limited?

    Digital Gold India Private Limited (Company) is an institutionally backed company, primarily owned by Invent Advisors Private Limited (Invent). The World Gold Council (India) Private Limited, as well as various other investor funds, hold minority stakes in the Company. SafeGold is the retail brand of the Company.

  • Will the customer need to show any identity proof at the time of taking the physical gold coins?

    No, there is no identity proof required to be shown at the time of delivery.

  • Can someone else redeem the physical gold coins on my behalf?

    Only in case of death of the applicant, the legal heir will be able to collect the gold coins by showing the proof of identity of along with the original / notarized copy of the death certificate and proof that the person is the legal heir of the applicant.

  • What if the customer dies during the tenure of the plan?

    The legal heir of the customer can claim the customer’s account by following the process detailed above. Thereafter, they can access the customer’s account, including selling the gold balance or requesting for delivery of the gold.

  • How can one change their registered mobile number on SafeGold?

    If you would like to change your registered mobile number on SafeGold, you will need to submit your KYC details on our customer care email id at and we will update you.

  • What happens when payment is deducted through one’s credit card/debit card but the gold is not credited in one’s SafeGold balance?

    If the payment has been debited from your debit/credit card and the gold in your SafeGold balance has not been credited, you will need to contact our customer care team at and we will resolve your issue.

  • How can one buy Gold on SafeGold?

    Customers can buy any amount of gold as per his needs. The customer has complete freedom to seek physical delivery of gold or bars anytime and on as many occasions as (s)he wants. Since it is not physically possible to deliver a fractional quantity of gold, minimum quantity for which the delivery is proposed to be made has been kept as low as 0.5 gram. The gold on behalf of the customer would be purchased including GST as and when his/her clear funds are available. Gold in grams up to 4 decimal places shall be credited to the customer's account on receipt of funds.

  • Where can I find the invoice for each order?

    An invoice is sent to you by email/ SMS after each transaction. It is also available in the Transaction History’ section on the customer dashboard.

  • Where is the gold stored when you buy gold?

    The gold purchased on behalf of the customer shall be stored with a reputed custodian on a consolidated basis i.e. daily purchase across all the customers. An independent auditor/ trustee will confirm the balances with the custodian each quarter and reconcile the amounts with customer balances.

  • I’m trying to complete my KYC upload, but I’m facing issues, what should I do?

    In case you are facing any issues with uploading your KYC documents, please reach out to our support team on

  • How do I sell my gold?

    SafeGold provides a sell price quote on its website. Customers can choose to sell any amount starting with a minimum of ₹ 10 to a maximum of the amount of gold that they own. Proceeds will be sent within 4 working days to the customer's bank account after deducting any applicable transaction charges (which will be disclosed in advance). The sell quote may be temporarily unavailable in the unlikely event of a disruption in the bullion market.

  • Where do I get the proceeds when I sell my gold?

    When you sell your gold, you’ll receive funds against it in a verified bank account in your own name. You can add your account details prior to the sale, which will be verified by us. Once the verification is complete, you’ll receive the proceeds post the sale of your gold, within 4 working days.

  • When will the sales proceeds be credited to my account?

    It takes 4 working days to get money credited to your account once you have sold your gold. If the sell transaction has been made on Friday/Saturday or Sunday, then you will receive your sales proceeds by Tuesday of the following week.

  • What happens if the sales proceeds are not credited to me within 4 days?

    If the sales proceeds have not been received within 4 working days of the transaction, please email our customer service team at with your related transaction details, and we shall resolve your issue.

  • I’m facing issues with bank account verification, what should I do?

    In case you are facing any issues with uploading your proof of Bank account documents or completing the verification, please reach out to our support team with a screenshot of the issue on

  • Why does it take upto 4 days to receive the sell amount in my bank account?

    We send funds to your account the following day after your sell transaction has been completed, and are subject to verification of your bank account details, if necessary. Due to the operational hours for banking transactions, as well as the time taken to transfer funds between banks, your funds may take up to 4 days to reach your bank account.

  • What is a Gold Savings Plan?

    A Gold Savings Plan is a systematic savings tool that allows customers to accumulate gold by choosing a fixed instalment amount on a weekly/monthly basis for a selected duration. Customers can accumulate gold and later use it to exchange gold for jewellery on SafeGold.

  • Can you choose multiple Gold Savings Plans?

    Yes, you can choose more than 1 Gold Savings Plan by adding individual SIP details for each.

  • Can you cancel a Gold Savings Plan?

    Yes, you can cancel a Gold Savings Plan, post which you will not be charged for the next instalment. If you want to temporarily pause the Plan, you can also choose to do that.

  • Can you pause a Gold Savings Plan?

    If you are unsure of being able to meet the monthly or weekly instalment for any reason, you can choose to “pause” your savings plan, and resume it at a later date. This can be done through the Plan Details page. You will receive a prompt to continue with the savings plan at the next installment date or after the paused period has elapsed.

  • Can you make changes to an existing Gold Savings Plan?

    Yes, you can make changes to your Gold Savings Plan in two ways – either increase the instalment amount or increase the duration of the plan. However, you cannot decrease the instalment amount, or change the frequency of the instalment.

  • Is there a minimum amount for the instalment one can make for a Gold Savings Plan?

    You can choose a minimum amount of 100 or higher for the Gold Savings Plan.

  • Which are the different methods of payments for a Gold Savings Plan?

    You can opt for an e-mandate from the accepted banks list to pay SIP amount.

  • How does one know when the e-mandate has been verified?

    It takes up to 5 working days for the bank to verify your e-mandate. Once an e-mandate is verified we will send you a SMS to intimate you that it is confirmed and the savings plan is now active.

  • How does the gold get delivered to me?

    1. You can request for all or part of your gold holding, from 0.5 gm (and multiples thereof).
    2. You can select the denomination of the gold you wish to withdraw from the available options of coins.
    3. Each coin will have different making charges, based on the weight and design of the coin.
    4. You must confirm the transaction by paying the additional making and delivery charge.
    5. Your gold product will be delivered at your notified address by a logistics provider arranged by the Company, and you will receive a confirmation on your registered mobile number.
    6. You will receive a dispatch confirmation and the waybill number of the courier company which will allow you track your package online.

  • Is it possible to store my withdrawn gold coins in safe custody and have them delivered later?

    Once you place a delivery request, you have to accept the delivery made to you. It cannot be made at a later date.

  • Can I change my delivery address?

    Yes, you can opt to have your gold delivered at an address other than that mentioned at the time of registration. However, this may be subject to verification of address change, as per the norms established by the distributor.

  • Where is delivery of Gold available?

    SafeGold delivers across India, through partnerships with secure logistics providers. We maintain a list of serviceable pin codes, and prior to making any purchase you will be informed whether you pin code is serviceable for delivery. Depending on the Distributor platform however, you can still choose to have your gold delivered to an address that is different from the one entered at the time of registration. This may be subject to verification by our Partners.

  • Are there any charges for delivery of gold?

    Yes, you are required to pay a minting charge at the time of requesting for delivery. We deliver your gold to you in the form of BIS hallmarked coins, in tamper evident packaging, using secure logistics providers. The charge covers the cost of minting, packaging, insurance, assay certification and delivery to you.

  • How does SafeGold ensure secured delivery of gold?

    The delivery of your gold coins and bars is fully insured. We've partnered with the best delivery partners in the country to ensure your gold is in safe hands right from the locker to your home. To ensure the quality of the gold coin and bars delivered to you - we have our products independently assessed and assay certified to ensure zero negative weight tolerance and promised purity.

  • What’s the introductory offer?

    For Senders:

    1. Every group gift transaction is a ticket to our lucky draw where the sender can win 24K Gold grams equal to the no. of gifts sent.
    2. So if you gift gold to 5 people, you have a chance to win 5 grams of 24K Gold.
    3. The prizes will be announced on our Official Instagram page daily.

    For Receivers:

    1. Receivers who claim the gift 1st have a chance to win extra gold up to 100 grams of 24K gold.

  • What is the process of doing group gifting?

    Group gifting is a 3 step process:

    1. Share the number of receivers & the amount you intend to gift to each one of them.
    2. Write down a sweet message & tag along a gif to express your happiness.
    3. Buy gold in case you don’t hold the amount equivalent to the gift & share the link with the people whom you want to gift.

  • Are there any rewards on Gifting?

    Gift reward is the additional shagun from SafeGold to the gift receivers. It is applicable on gifts above Rs 500 per user. (The higher gift amount, the more the Shagun.)

  • How many gifts can i send in a day?

    You can send gifts total worth Rs in a single day. The minimum total gift amount is Rs .

  • How many gifts can I send through a single link?

    The maximum limit is people and minimum limit is people on the number of gifts through one link.

  • What if someone doesn’t accept the gift?

    In case a receiver does not accept the gift within 7 days of gift issue date, the gold amount will be reverted to sender’s wallet automatically.

  • When do the gifts expire?

    The gifts expire within 7 days of its issue date.

  • What happens when the gifts expire?

    In case a receiver does not accept the gift within 7 days of gift issue date, the gold amount will be reverted to sender’s wallet automatically.

  • How can I check the status of the gifts shared?

    Login to your account and go to the My gifts section. In it click on the Gifts sent and you can see details of the gift acceptor, date of acceptance, link of the gift etc. You will also be notified via SMS whenever your gift is accepted.

  • How do I send gold or gift gold?

    You can gift gold by clicking on the Gift option on the dashboard after logging in. You will need to enter the recipient’s mobile number and amount of gold you wish to gift, along with any message or sticker you’d like to add for the occasion. If you haven’t purchased gold yet, you’ll need to buy some gold before you choose to make your first gift.

  • How is the rate calculated for gifting gold?

    When you are gifting gold from your SafeGold locker balance, the live gold sell rate is applicable for calculating total amount.

  • Can you gift gold to yourself?

    No you cannot gift gold to yourself.

  • How does the recipient get the gold?

    The recipient of the gold will be sent a sms with a link to redeem the gold during a stipulated time period. The recipient can login with his SafeGold account and claim the gold within that time period. You can also send a link to them through Whatsapp or any other messaging platform, which will lead them to their gift.

  • What happens if the recipient doesn’t claim their gold?

    If the recipient does not claim their gold within 5 days of the gift being sent, then you can send them a reminder to claim the gift before the expiry date from the My Gifts section. If, even after this reminder, their gold is not redeemed, the gifted gold will be returned to you, and you will be notified. You can check the status of the gift from My Gifts section.

  • Can I send gold to a recipient who does not have a SafeGold account?

    Yes, you can still send them gold. In order to claim their gift, they will be sent a link to claim their gift. They will need to enter the mobile number on which the gift was sent to, and the OTP sent access the gold which has been gifted to them.

  • Is there any way to track the gold sent and received?

    You can track the gold sent or received from My Gifts link on the user dashboard. You can also send upto 2 reminders to the recipients to receive their gold through this link and check the expiry date within which their gold gift will remain active. (up to 5 days of sender sending the gift)