Systematic Investment Plan
Gold SIP
Savings Calculator
Invest in 24K gold systematically — daily, weekly or monthly — and see exactly how much gold you could accumulate over time.
Projections use your assumed growth rate and are illustrative only — gold prices fluctuate and past performance does not guarantee future returns. SafeGold deals in 24K, 99.99% pure gold.
Projection Summary
Monthly ₹1,000 SIP · 5Y
Milestone Breakdown
Monthly ₹1,000 SIP · 5Y projection
| Period | Total Invested | Gold (Grams) | Projected Value | Returns |
|---|---|---|---|---|
| 1Y | ₹12,000 | 1.0813 g | ₹12,829 | +6.9% |
| 2Y | ₹24,000 | 2.0381 g | ₹27,326 | +13.9% |
| 3Y | ₹36,000 | 2.8849 g | ₹43,708 | +21.4% |
| 4Y | ₹48,000 | 3.6343 g | ₹62,219 | +29.6% |
| 5Y | ₹60,000 | 4.2975 g | ₹83,137 | +38.6% |
* Gold value projected at 13% annual growth from the current rate of ₹10,500/g. Illustrative only.
Gold SIP, explained
How is the gold SIP return calculated?
Each instalment buys 24K gold grams at that month's projected price, and the final value is the total grams multiplied by the projected price at the end of your chosen period. The default growth rate is based on gold's actual historical CAGR, and you can adjust it to model different scenarios.
What is the minimum amount for a gold SIP on SafeGold?
You can start saving in 24K digital gold on SafeGold with as little as ₹10 per purchase, making daily, weekly or monthly gold SIPs accessible to everyone.
Is the projected return guaranteed?
No. Gold prices move with the market, so projections based on any assumed growth rate — including historical averages — are illustrative and not a guarantee of future returns.
Do I get real gold with a digital gold SIP?
Yes. Every gram you accumulate is backed by 24K, 99.99% pure physical gold stored in secure, insured vaults, and you can take physical delivery in the form of coins or bars whenever you choose.