Category: Digital Gold

If you hold digital gold and watched your balance surge in January 2026, only to pull back, you are not imagining it. International gold prices rallied sharply in January 2026, crossed US$5,000/oz, recorded 12 all-time highs and then corrected at the month’s end. In India, domestic 24K gold prices mirrored the move, with some market…

If you heard about India’s gold import duty hike last week and wondered whether it changes your digital gold investment, you’re right to ask. The government raised the effective import duty on gold from 6% to 15% on May 13, 2026, and prices jumped sharply that day. The short answer: yes, import duty affects digital…

Most salaried Indians do save. The problem is not always discipline; it is often where the money ends up.  The default move is a savings account. Major banks such as SBI, HDFC Bank, ICICI Bank and Axis Bank generally offer savings account interest rates of around 2.5–3.5% p.a., depending on the bank and balance slab.…

Buying digital gold takes under two minutes on any UPI app. Deciding where to buy it deserves more than two minutes. After SEBI’s November 2025 public advisory clarified that digital gold operates entirely outside its regulatory framework, one thing became clear: the only protection a digital gold buyer has is the structure the platform itself…

Most Indian households do not consider themselves gold investors. They accumulate gold through wedding jewellery, Dhanteras purchases, and gifts from family. The gold is real, and the value is meaningful, but the question of what to do with it is often deferred for years. People searching for “sell old gold” have usually reached a decision…

Let’s say you invest ₹10,000 in digital gold. You check your balance a minute later. The selling value is already ₹200–400 lower, even though the gold price has not moved. That gap is the buy-sell spread. It’s not a glitch, not a scam, and not something platforms are hiding. But most investors either do not…

Digital gold in India operates under the same legal framework that governs the sale of physical gold. It is not regulated by SEBI or the RBI, but that does not make it illegal or outside the law. Transactions are governed by GST rules, contract law, and consumer protection regulations, just like any other gold purchase.…

Most people who ask this question already hold some form of paper gold. The concern shifted sharply in November 2025, when SEBI issued Press Release No. 70/2025, cautioning the public against “Digital Gold” and “E-Gold” products sold on online platforms, describing them as unregulated and outside SEBI’s investor protection framework.  That headline circulated widely.  SEBI…

There’s a line in every digital gold pitch that’s technically true but strategically incomplete: no making charges. That’s accurate for as long as you’re holding. The moment you convert your digital gold balance into jewellery, coins, or bars, making charges come back into the picture, because the gold has to be physically made into something.…

When you buy digital gold in India, 3% GST applies at the time of purchase. That means GST immediately becomes part of your acquisition cost. For example, if your total outgo is ₹10,000 inclusive of GST, the pre-GST gold value is about ₹9,708.74, and GST is about ₹291.26. In practical terms, that creates an entry…