Author: Rhea Chaterji, Co Founder, Safegold.
-
Capital Gains Tax on Digital Gold: When STCG and LTCG Apply and How to Calculate What You Owe
Most investors who buy digital gold track the price. Far fewer track the tax clock, and that gap is expensive. Budget 2024 overhauled gold taxation in ways that changed both the holding period that qualifies for long-term treatment and the rate at which those gains are taxed. If you are still thinking in terms of…
-
Gold Investment vs Fixed Deposit: A Realistic Returns Comparison for Indian Savers
Your ₹1 lakh in an FD may earn around ₹6,500–₹7,000 a year before tax, depending on the bank and tenure. By contrast, gold priced at roughly ₹28,000 per 10 grams in 2014 and about ₹79,610 in 2024 would have turned ₹1 lakh into roughly ₹2.84 lakh over that period. That is what a roughly 11%…
-
Making Charges When Redeeming Digital Gold for Jewellery
There’s a line in every digital gold pitch that’s technically true but strategically incomplete: no making charges. That’s accurate for as long as you’re holding. The moment you convert your digital gold balance into jewellery, coins, or bars, making charges come back into the picture, because the gold has to be physically made into something.…
-
Gold Investment Strategy 2026: Expert Tips for Indians
Indian gold ETFs ended 2025 on a strong note. The inflows reached ₹430 billion (₹43,000 crore), the highest on record, while the investor base expanded by 60% year-on-year, adding 3.8 million new folios. Every financial media outlet is now running a version of “Is now a good time to buy gold?” That’s the wrong question.…
-
Is Digital Gold Safe? Security Storage Explained
SEBI issued a public advisory on digital gold in November 2025. The industry lost momentum overnight. Searches for “is digital gold safe” tripled. Investors who had been accumulating for months paused or stopped entirely. The advisory was legitimate. The panic, largely, was not. This article answers the safety question without softening it. What physically protects…